Financial management

Helping employees to finance health care, employers to manage risk

More than ever, it’s important that your employees understand why and how to save money for health care expenses. Optum helps build a culture of health ownership among employees with education and guidance on the use of tax-advantaged health saving and spending accounts. For employers, Optum helps manage health care costs with more affordable, effective health and wellness benefits and reduce your risk with stop loss coverage.

Health saving and spending

Connecting healthy behaviors with healthy financial outcomes

Our consumer-directed health care experience and tax-advantaged accounts encourage individuals, families and employers to connect healthy behaviors with healthy financial outcomes. Our services include tax-advantaged accounts for health care such as the Health Advantage Account Suite, HSAs, HRAs, FSAs and RRAs.

Employer risk management

Managing financial risk related to employee benefits

Medical and behavioral risk management solutions give self-insured employers a way to manage the financial risk related to employee benefits. Access to top, credentialed facilities for transplant, cancer, kidney disease and other catastrophic health conditions lowers your costs while providing outstanding care.

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